5 Best Currency Cards for Malaysians travellers
Hey Malaysian travel buddies! Currency chaos got you down? Us too!
Want to find the best travel money card rates?
That's why we tested out the top travel cards - here's the lowdown on the best 5 to save you stress (and money!) on your next adventure! ️
Check out our previous post about travel credit cards for a broader perspective.
Click here to apply travel credit card
WISE
New Card Issuance Fee: RM13.70
Annual Fee: FREE
Hold and exchange 40+ currencies
Currency conversion uses the mid-market exchange rate, with low fees from 0.43%
2 withdrawals a month, to the value of 1,000 MYR - FREE!
Click here apply to get a free card without new card issuance fees
GX Bank
New Card Issuance Fee: RM12
Annual Fee: FREE
Unlimited 1% cashback every single time you pay.
Competitive exchange rates and no foreign transaction fees.
Physical and virtual cards available.
Earn 3% p.a. daily interest on all your account balances, in Main Account and Savings Pockets.
Protected by PIDM up to RM250,000 for each depositor.
BigPay
New Card Issuance Fee: RM20.00
Annual Fee: FREE
Spend at any Mastercard-accepting merchant worldwide,
Earn AirAsia BIG points with every transaction, which can be redeemed for flights and other rewards.
Experience transparent transactions with Mastercard's competitive exchange rates applied to all your foreign currency spending.
Withdraw cash for a small fee (RM6 locally, RM10 overseas).
Apply Here and code ‘WLVGRULQRB’ to get RM5
EnrichMoney
EnrichMoney is a joint venture between Malaysia Airlines and Merchantrade, bringing together expertise in travel and finance.
New Card Issuance Fee: RM10.00
Annual Fee: RM10.00
Seamlessly exchange over 20 currencies at competitive rates, eliminating the hassle of carrying multiple foreign currencies.
Benefit from EnrichMoney's consistently low exchange rates.
Withdraw cash from ATMs worldwide for a nominal fee of RM10 per withdrawal.
Strong option for frequent Malaysia Airlines flyer.
Use our referral code AD697D66A7 and get 1000 enrich point
MAE Visa Card
New Card Issuance Fee: RM8.00
Annual Fee: RM8.00
Anyone above 12 can apply for a MAE Visa Card.
Never worry about running out of funds. Set up automatic top-ups to keep your account balance healthy.
Withdraw cash from local ATMs without any additional charges.
Access your funds globally with overseas ATM withdrawals for a nominal fee of RM12 per transaction.
Embrace seamless payments and hassle-free travel across Southeast Asia with MAE Visa Card.
Download MAE in AppStore & Google Play - key in code ‘ALS0828’
Overall, Wise Card and GX Bank Card are our personal top recommendations.
Wise Card offers the best exchange rates, even though its fees are slightly higher than BigPay. BUT…it can hold and exchange more currencies.
GX Bank card provides better value for money compared to MAE. It has no overseas cash withdrawal fees and also offers zero-fee currency conversion.
So, which card is right for you?
Consider your travel style and budget to find the perfect currency card companion.
With these options at your fingertips, you can focus on creating amazing memories on your next adventure!
Check out our previous post about travel credit cards for a broader perspective.
Click here to apply travel credit card and start your journey!
